General Liability Insurance in Easley, SC
Risk is inevitable in business, but with general liability insurance, your company may be shielded against unexpected financial losses. This policy may provide financial aid after a variety of third-party incidents, including slip-and-fall accidents, property damage claims and other liability exposures that could potentially drain your financial resources.
Who Is Covered Under a General Liability Policy? 
Coverage typically extends to business owners, employees and sometimes temporary workers acting on behalf of the company. For example, if your employee accidentally damages a client’s equipment while performing work at their location, your general liability policy would typically cover the repairs. Also, independent contractors may be included as additional insureds when required by a contract.
What Does My Policy Cover?
Standard general liability policies may cover harm or damage your business caused to others during normal business operations. It may provide financial support for various scenarios, including the following:
- Bodily injury—A customer is injured by falling merchandise from a high shelf in your store.
- Property damage—Your landscaping crew accidentally breaks a client’s window while mowing.
- Personal and advertising injury—Your marketing campaign unintentionally copies another company’s slogan.
- Medical payments—A visitor trips over loose carpeting in your office and requires medical attention.
- Legal defense costs—Even if a claim is groundless, your policy may pay for attorney fees, settlements and court costs.
Keep in mind that coverage varies by policy. It’s important to review your policy details to understand what incidents are included and any exclusions that may apply.
Get a Quote
Don’t wait for an incident to get covered. The experienced agents at Mahaffey Insurance Agency can help you understand your exposure areas and design appropriate coverage. Contact us today to get started.